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On top of that, clients for this type of plan might have severe legal or criminal backgrounds. It is essential to note that different providers use a series of issue ages on their guaranteed concern plans as reduced as age 40 or as high as age 80 - insurance policy to pay for funeral. Some will additionally supply greater stated value, approximately $40,000, and others will enable far better survivor benefit problems by boosting the rates of interest with the return of premium or decreasing the variety of years up until a complete survivor benefit is available